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Rates

Secmas Estates Limited determines the interest rates applied to our Independent Plan accounts based on the amount deposited, the currency of that deposit, and the deposit term. Only Independent Plan accounts that have terms longer than 6 months can benefit from the annual account benefits we provide.

Below is a sample interest payment schedule; please note that all interest rates are on a per day basis.

CCY / Product Group One Group Two Group Three Group Four Group Five
FromTo
FromTo
FromTo
FromTo
Over
USD
10,00050,000
50,000100,000
100,000250,000
250,000500,000
500,000
6 month 0.0230% per day 0.0257% per day 0.0285% per day 0.0312% per day 0.0340% per day
12 month 0.0235% per day 0.0263% per day 0.0290% per day 0.0317% per day 0.0345% per day
24 month 0.0241% per day 0.0268% per day 0.0295% per day 0.0323% per day 0.0350% per day
36 month 0.0246% per day 0.0273% per day 0,0300% per day 0.0328% per day 0.0356% per day
EUR
7,00035,000
35,00070,000
70,000170,000
170,000340,000
340,000
6 month 0.0175% per day 0.0202% per day 0.0230% per day 0.0257% per day 0.0285% per day
12 month 0.0181% per day 0.0208% per day 0.0235% per day 0.0263% per day 0.0290% per day
24 month 0.0186% per day 0.0214% per day 0.0241% per day 0.0268% per day 0.0295% per day
36 month 0.0192% per day 0.0219% per day 0.0246% per day 0.0274% per day 0.0301% per day
GBP
6,00030,000
30,00060,000
60,000150,000
150,000300,000
300,000
6 month 0.0175% per day 0.0202% per day 0.0230% per day 0.0257% per day 0.0285% per day
12 month 0.0181% per day 0.0208% per day 0.0235% per day 0.0263% per day 0.0290% per day
24 month 0.0186% per day 0.0214% per day 0.0241% per day 0.0268% per day 0.0295% per day
36 month 0.0192% per day 0.0219% per day 0.0246% per day 0.0274% per day 0.0301% per day

Disclosures:

For clients who need freedom of term length, our Independent Plan accounts are the wisest choice. Clients can still withdraw their money or augment their deposit amount with additional deposits, which will result in more interest earnings. Clients can also ask that their interest earnings be credited to the account on a daily or monthly basis, a feature seen only in our Independent Plan accounts. Secmas Estates Limited is the only institution that offers its clients such a wide variety of term choices to suit their financial needs best.

Another benefit with our Independent Plan account is that clients can withdraw their money without any penalties at the deposit's maturity date. Minimum transaction and service maintenance fees may be applied and debited from the account, and the specific details of all fees and account benefits are discussed at the time the account is opened.

Interest rates do fluctuate, and if there are any fluctuations in client's interest rates we do inform our clients of such fluctuations. All services are recorded to the account and clients can access this information at any time. When the account is closed at its maturity date, clients can either choose to rollover their funds into another account here with us at Secmas Estates Limited, or they may cash out their deposit and interest at that time. Our Independent Plan accounts are available to clients over 18 years of age; for those under 18 interested in opening a Independent Plan account, a parent and/or guardian is required to open the account on their behalf.

We provide our clients with a wide variety of quality financial services, and the relationship we have with our customers is our first priority. For more information regarding opening an account, please contact us at info@propmediterr.com

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